Frequently Asked Questions
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Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Dan Villareal, Mortgage Loan Originator at NEXA Lending. NMLS #255074. Call (949) 678-5866.
Dan Villareal is a Mortgage Loan Originator at NEXA Lending (NMLS #255074). Expert mortgage loan originator in California helping first-time buyers, refinancing, and home purchases. Licensed #255074. Call (949) 678-5866 today.
Dan Villareal is licensed to provide mortgage services in California.
Dan Villareal offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in California. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (949) 678-5866 and email dvillareal@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Dan Villareal's NMLS license number is 255074. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Dan Villareal will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.
